Finance · March 28, 2026 · 8 min
Capital strategy, without the jargon.
What capital strategy actually is, what it is not, and why most founders should stop calling their cash flow plan a 'capital strategy.'
Insights
Notes from the practice.
Short essays and longer pieces written between engagements — leadership, capital, operations, and the discipline of finishing.
On the Writing
Written between engagements, not for a feed.
These are notes from a working practice — the same thinking Dr. David T. Randolph brings to consulting, financial advisory, operations, and notarial work, set down in plain language between client engagements.
There is no publishing schedule and no automation. Pieces are written when a pattern is worth naming: a structural decision most leadership teams handle the wrong way, a term of art worth translating, or a detail in a signing that quietly prevents a problem three weeks later. If a piece raises a question about your own situation, the consultation is where it belongs.
Finance
Finance · February 8, 2026 · 7 minWhen to take outside capital — and when to wait.
Outside capital solves some problems and creates others. A short framework for deciding whether the money is worth what it costs beyond the interest rate.
Topic Areas
What the writing tends to cover.
Five recurring subjects, drawn from the four service lines and the discipline that ties them together.
- 01
Leadership
Decision-making, leadership formation, and the discipline of finishing what an engagement starts.
- 02
Strategy
Structural choices — operating-model design, growth, and the decisions that decide the rest of the business.
- 03
Finance
Capital strategy, planning, and risk — reconciled to the operating account, not to a forecast.
- 04
Growth
Building enterprise value deliberately, at a pace the organization can actually carry.
- 05
Notary Guides
Practical notes on mobile notary and loan-signing work, written for the people booking it.
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